Take a deep breath. That smell you notice? Yeah, that's the sweet smell of optimism. It's January 1, and most of us (okay, 40 percent of us) say we're going to make a New Year's resolution.
While most of the resolutions are mind-numbingly familiar (Lose weight! Quit smoking!), one resolution got a bump this year. More of us are eager to spend less and save more. In fact, we're so anxious about this issue that this resolution beat out "be a better person" for the first time ever.
And while there are plenty of good podcasts out there on personal finance—I like Vanguard's investing podcast, for one—if you're looking for a way to ease into keeping more cash in your pocket, try the Wall Street Journal's Your Money podcast. It's a 5-minute, 5-times a week podcast that covers everything from the best sites to get deals on Black Friday, where to find better deals on airline tickets, and comparison shopping on health care. Each podcast has three or four quick stories, from which you can usually glean at least one good tip.
Jim Chesko, the podcast's host, has an exceptionally soothing voice. It's a nice contrast to the banging Wall Street bells that open the podcast, and which I plan to blame for all of my future hearing loss.
My other minor complaint about the podcast is its incessant focus on gas prices. Is it cheapest in Houston? Most expensive in San Francisco? Has it dropped three cents since last week? Gas prices probably don't need their own Perez Hilton, but they've got one in this podcast.
But if you're looking to save a few bucks in this New Year, and you don't want to listen to many, many hours of Dave Ramsey to turn your financial life around, take your first step with Your Money Matters.
Best wishes for a happy and prosperous 2009.
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